Comments on: Daughter used credit cards without permission over $10,000, wrecked vehicle, does not pay insurance or car?

By: stephaniedayton2

stephaniedayton2 — Sun, 13 Jan 2008 01:44:13 +0000

ok first of all how old are these kids that we are talking about? second… first thing is first.. as soon as the car is fixed… sell it and use the money to pay off the car note… these children don’t deserve a car.. call the credit card company and tell them that you did not make the charges on your card… cut them off… don’t let them have more credit cards…. the insurance company will probably press charges but they will probably not go to jail but will just be held accountable for the money that they STOLE from you…. if you don’t do this now you may never get the chance to fix their behavior…..

By: greydoc6

greydoc6 — Sat, 12 Jan 2008 23:54:55 +0000

There are no winners in this situation. I doubt your daughter will go to jail if you report her, but you should do just that. Close your credit account and cut up the cards.Transfer your credit card balance to another carrier. Closing the account might lower your credit rating, but if you aren’t planning any big purchases, this might not affect you. Ask for only one card and keep it secure. Discuss the entire situation with a reputable financial counselor. Also, talk to someone with the local legal aid society.

By: malwilhist

malwilhist — Fri, 11 Jan 2008 02:05:13 +0000

They get what they deserve. Where they get by thinking that it’s okay to treat their mother like that is beyond me. I know you love your kids, but they have no respect for you and that’s more important than love if they treat you like an animal. It’s time to grow some balls and fight back!

By: Melissa

Melissa — Mon, 07 Jan 2008 22:02:16 +0000

Turn it over to the credit card company. They will press charges for card fraud, and your daughter will probably have to recompensate the charges and may spend jail time. You want them to learn from their consequences, well that’s the best thing for it. What can you do that would be more effective? Nothing. They broke the law. They need to pay the penalty.

You say you’ve worked the system. How many of those people wound up there because their parents never let them take the fall the first time? Instead, the parents enabled them to continue their criminal behaviors over and over, until it became a severe consequence. Take care of it now, before they rack up more charges.

It sounds to me that you are allowing yourself to be abused out of some misplaced martyr complex from the divorce. You feel guilty and they are raking it in from your guilt. You don’t have to feel guilty, there is no reason to, and you don’t have to pay anything to make it up to them.

By: Barbara C

Barbara C — Mon, 07 Jan 2008 05:38:22 +0000

I say get a lawyer and take them to court, they won’t go to jail, but they will be required to pay what they have taken. Why is her insurance and car note in your name. I suggest you stop allowing them to take advantage of you. Dr. Phil always says you teach people how to treat you. You allow them to do this, so they continue. I know they are your children, but noone deserves this, and if they were not your children what would you do? I say call a lawyer right now.

By: I hate finks

I hate finks — Fri, 04 Jan 2008 19:01:32 +0000

Did they get spanked as kids? If not, maybe that’s the problem.

Call the cops, get her put in jail, that is theft. Since they don’t care about you, why protect them? Let them learn the hard way, they’ll hate you either way. It’s called tough love and sometimes it’s the ONLY thing that works, sorry to say.

By: Natty-Lea

Natty-Lea — Wed, 02 Jan 2008 20:09:48 +0000

It sounds like your daughter could do with spending some time in jail. Right now she’s just taking advantage of you in the most horrible way - if those bills don’t get paid it will be YOU who gets into trouble - she already know this, she just doesn’t care about it. Call the police and report everything. She needs to learn to take responsibility for her own actions. Be strong.

By: daljack

daljack — Mon, 31 Dec 2007 13:23:41 +0000

You don’t have a lot of choices…..either you make her accept responsibility or you find a way to pay for this.

This advice is too late but teaching our children about the consequences of their actions is one of the first things we’re supposed to teach our children.

By: zombie2wolf

zombie2wolf — Sat, 29 Dec 2007 14:48:55 +0000

File a restraining order against the boyfriend. Make your daughter get a job and raise all that money to pay you back and make her pay for everything to get fixed. If she doesn’t throw her in Juvie.

By: luvdenzel

luvdenzel — Fri, 28 Dec 2007 03:59:42 +0000

you work in the prison system.. let them get a taste of what it will be like .. they dont respect you.. they need a reality check.. they will regret it all if God forbid if you die.. TOUGH LOVE is what you need to do.. THEY HAVE TO LEARN THE HARD WAY!!!!!!!!!!!!!!!